Author: Michael Erst

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Hi, I’m Michael Erst, a finance writer dedicated to making money matters clear and accessible. I cover everything from investing and market trends to personal finance strategies and economic insights. My goal is to help you navigate the world of finance with confidence, whether you're managing your budget, exploring new investment opportunities, or keeping up with the latest financial news.

Jordan Green  |  Memphis Commercial AppealHomebuyers hold out for interest rate reliefFor the first time in six weeks, mortgage rates are leveling off.Fox – SeattleAfter a year of high interest rates, many homeowners and homebuyers are wondering what the market will look like in 2025.Realtor.com, one of the top real estate listing websites in the United States, released its predictions for how the housing market will look in 2025.It doesn’t look like mortgage rates will return to the pre-pandemic 4% average any time soon. Thus, it is possible we will see similar trends to 2024 in a lack of homes…

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Erin Andrews has a strong message for fans who don’t want to watch Super Bowl LIXErin Andrews argues why this isn’t a bad Super Bowl matchup.Sports SeriouslyIf you’re watching Sunday’s Super Bowl 59 matchup between the Philadelphia Eagles and Kansas City Chiefs as a neutral observer, your pet may be wanting you to root for the Eagles.That’s because Chewy, the national online pet retailer, is offering to give away 59,000 free treats for birds, dogs and cats if the Eagles beat the Chiefs.”While we don’t play favorites, we have a soft spot for all animals,” the company said in a…

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Susan Stapleton  |  Des Moines RegisterDon’t miss out on these essential Des Moines restaurants in 2024These Des Moines places to eat are the best of the best in the metro. Is your favorite restaurant on our list?Sam Summers knew when he bought the Val Air Ballroom in Des Moines, Iowa that the history was just as important as remodeling the music venue. The 80-plus-year-old Val Air needed updates to bring it back to its former glory with modern equipment that made the concerts there memorable yet retained that feel of a room steeped in history.Now a year after reopening after…

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Where are the winners and losers of the coming great climate migration?Southern Californians under warning as Hughes Fire spreadsResidents in southern California are threatened by another massive blaze, the Hughes Fire, after a brush fire quickly burned over 5,000 acres.As natural disasters and extreme weather events become more common, the U.S. real estate market will lose more than a trillion dollars in value as Americans move away from riskier areas and toward those expected to be more resilient, a new report finds.But the great climate migration of the coming decades won’t be linear. Americans will likely continue to flock to…

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All batches of the Gerber Soothe ‘n’ Chew Teething Sticks have been recalled and discontinued, according to Nestle USA.FDA recalls: Raisins, chocolate chip cookies and corn puffsCheck your pantry! The Food and Drug Administration announced the recalls of several snack foods that could be in your home.Fox – 5 DCA Gerber product marketed for babies and toddlers has been recalled and discontinued after choking complaints, according to Nestle USA.All batches of the Gerber Soothe ‘N’ Chew Teething Sticks were recalled “due to a potential choking hazard for babies and young children” after use resulted in one ER visit and multiple…

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Maddie McGay  |  NorthJersey.comTop 10 most expensive single-family home sales in NJ covered in 2024Here are the top 10 most expensive single-family home sales NorthJersey.com covered this past year.A balanced market, growing demand for indoor-outdoor spaces, affluent women leading decisions in the market and an increased need for multi-generational living are among the expected trends for luxury real estate in 2025.This is according to the Coldwell Banker Global Luxury program, which recently released its 2025 Trend Report. It breaks down what experts expect to see from the nation’s luxury real estate market this year, including things like spending preferences, emerging…

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Will Ozempic, Wegovy be affordable in the near future?Could the high cost of hugely popular weight loss drugs Ozempic and Wegovy be coming down in the near future?CheddarNearly 2 in 3 people who sought to lose weight quit popular weight loss and diabetes drugs such as Ozempic or Victoza within one year, according to a new study.About 65% of those without diabetes discontinued the drugs in less than one year. Those with Type 2 diabetes were more likely to stay on the medication at least one year. And those with higher incomes and fewer side effects were also more likely…

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The Powerball jackpot has risen to $89 million for Saturday’s drawing after no one won the top prize on Wednesday.If someone matches all six numbers, they can choose a one-time cash payment of $40.3 million.There were no big winners on Wednesday as no one won either the jackpot, $2 million or $1 million prizes.A lucky player in Oregon had the first jackpot-winning Powerball ticket of 2025, according to lottery officials, winning a $328.5 million jackpot on Jan. 18.Check below for the winning numbers for Saturday’s Powerball drawing, which happened shortly after 11 p.m. ET.Powerball winning numbers for 2/1/2025The winning numbers…

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Austin Hornbostel  |  Nashville TennesseanMetro Nashville Police’s Entertainment District Unit patrols Lower BroadwayA night with Metro Nashville Police’s Entertainment District Unit as the officers patrol Lower BroadwayAndrew Nelles, Nashville TennesseanChange may be on the horizon for Nashville’s Historic Zoning Commission.Consultants hired by the city’s planning and codes departments recommended that the commission — currently its own agency of the Metropolitan Government of Nashville and Davidson County — be reorganized within the Metro Planning Department, according to a report completed Jan. 23 and shared with The Tennessean a day later.Doing so would require a series of additional steps, from securing Metro…

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Sunday, Feb. 2 is Groundhog Day, but it is also a day to celebrate one of America’s most beloved side dishes – tater tots.According to US Foods, tater tots were invented by F. Nephi Grigg of Ore-Ida in 1953 as a way to use excess potato shavings that came from making frozen French fries. The term “tater tot” is a proprietary name owned by Ore-Ida, an American brand of potato-based frozen foods currently produced and distributed by Kraft Heinz.Here’s where you can get deals and freebies on tater tots this year in honor of National Tater Tot Day.New menu offerings:…

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